<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>40498</termId><termName>PÓLIZA GLOBAL BANCARIA</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Vocabulario controlado de las Altas Cortes de Colombia</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>PÓLIZA GLOBAL BANCARIA</termSortkey><termCreatedDate>PÓLIZA GLOBAL BANCARIA</termCreatedDate><relation><relationType>UF</relationType><termId>69449</termId><termName>póliza bancaria</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>17321</termId><termName>ENTIDAD FINANCIERA ESTATAL</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>40499</termId><termName>COBERTURA DE LA PÓLIZA GLOBAL BANCARIA</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>55987</termId><termName>TRAMITE DE LA PÓLIZA GLOBAL BANCARIA</termName><termType>PT</termType></relation></term>  </Zthes>